Management Board of NLB Banka

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Gazmend Kadriu

President of the Management Board

CEO and CMO Corporate

Mr. Kadriu brings rich experience and expertise to this position. He is a banker with 30 years of experience in the banking system of Albania, Kosovo and Macedonia, in commercial and central banks, as well as in auditing and banking consultancy. 

Mr. Kadriu was the Chief Executive Officer and then a member of the Board of Directors of Union Bank in Albania since 2005. Before that, he was the Director of the New Bank of Kosovo in 2004. He also served as a member of the Board of Directors and the Risk Management Committee at NLB Tutunska Banka Skopje in Macedonia. Mr. Kadriu also worked as the Head of the Supervision Department at the People's Bank of the Republic of Macedonia (1996 - 1998), followed by auditing and banking consultancy, including Ernst & Young in Skopje.


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Gem Maloku

Member of the Management Board

CFO and CMO Retail

Secondary education Mr. Maloku graduated from "RJR Reynolds" Winston Salem in North Carolina, in the United States of America, while he completed his university studies in Pristina. He completed his professional education at the Association of Chartered Accountants in the United Kingdom (ACCA) and holds the title of chartered accountant/auditor. Since 2013 he is a member and now holds the title of Fellow within the Association of Certified Accountants in the United Kingdom.  In 2022, he successfully finished his Executive MBA program at IEDC - Bled School of Management.

Mr. Maloku started working in 2001 in the public finance industry, being part of the team of experts of KPMG-Barents Emerging Markets group in Pristina. In May 2003, he joined Deloitte Kosovo. With continuous internal professional development, Deloitte has reached the level of Senior Auditor, and has been engaged in auditing financial institutions, including the insurance industry, as well as leading audits of various public enterprises in the Deloitte office in Kosovo and Romania. 

While working at Deloitte, he was engaged in auditing various industries as well as providing due diligence services, forensic audits and other financial advisory services within the office in Kosovo and Romania. In 2008 Mr. Maloku has started working at NLB Banka in Prishtina, in the position of Director of the Risk Management Sector. In 2014, he was promoted to the position of Assistant Chairman of the Risk Management Board until 2017, when he was appointed Chief Risk Officer at NLB Banka in Pristina. 

From January 1, 2020, Mr. Maloku has been appointed to the position of Member of the Board of Directors at NLB Banka. The additional commitments of Mr. Maloku include: Chairman of the Kosovo Council for Financial Reporting (KKRF) appointed by the Government of the Republic of Kosovo (2013-2018) for two consecutive terms, Chairman of the working group for drafting the law on Accounting, Financial Reporting and Auditing, Chairman of Risk Committee within the Association of Banks of Kosovo, etc.


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Mirsad Haskaj

Member of the Management Board

CRO

Mr. Haskaj graduated from the Faculty of Economics, majoring in Banking, Finance and Accounting in 2005 at the University of Pristina and continued his Master's studies in the same profile. 

He started his career in the banking system in 2005 at the former Kasabanka, as a Retail and Corporate loan officer. In 2009, he moved to the Risk Sector where he served in various positions in the field of risk, such as Risk Management Analyst, Senior Risk Management Analyst and Senior Risk Management Coordinator. From January 1, 2020, he was promoted as Director of the Risk Management Sector and served as CRO (local legislation) for NLB Banka sh.a. Pristina. 

During his career, he was engaged in various and challenging projects and initiatives for the Bank, such as: adoption of the IFRS 9 standard for provisioning, automation of internal reporting processes at the level of the Group and the Central Bank of Kosovo, digitization of the assessment process of risk as part of quick loans and other projects. In addition to his experience, Mr. Haskaj has also attended various trainings inside and outside Kosovo from NLB d.d., MIDF, House of Training Luxemburg and institutes like Moody's. 

Other commitments of Mr. Haskaj include participation as a speaker in various panels and as a regular author of articles for the magazine of the Association of Banks of Kosovo. Mr. Haskaj currently holds the position of Chairman of the Risk Committee within the Association of Banks of Kosovo. His last appointment as Member of the Board of Directors of NLB Banka sh.a. Prishtina is another step in his impressive career within NLB Banka sh.a. Pristina.

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Ardian Hasa

Member of the Management Board

COO

Mr. Ardian Hasa graduated in Electronic Engineering in the computer science profile at the Polytechnic University of Tirana and has a Master's degree in Business Administration from the University of Sheffield since 2014. 

He joined Bank Societe Generale Albania in September 2008 as a Senior Project Management Officer where he successfully managed several important projects including the project to replace the bank's central system and its integration with other systems. After the completion of the project, he was appointed Director of Quality Control, contributing to the improvement and optimization of many banking processes, and in May 2012, he was promoted to the position of Deputy Director of the Operational Division. 

From 2015, he directed the Operational Division of the bank, having under full management the departments of: Information Technology, Projects; Back Office; Security, Digital Channels, Procurement, Real Estate and Logistics. With over 12 years of experience in various management positions, including 10 years of full commitment to Societe Generale Albania Bank, in April 2018 he was elected Deputy General Manager and Director of the Operational Division of Societe Generale Albania. With the change of the main shareholder and the arrival of OTP Bank, he was appointed Member of the Board of Directors and Director of the Operational Division.

Mr. Hasa in the role of Member of the Board of Directors is responsible for defining and implementing the strategy and business plan for all operational areas and holds the position of COO.


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