Loans up to €50,000 without mortgage

Loan for purchase, construction or renovation of the house, with preferential interest rates and long-term repayment period.     

• Preferential interest rate,     
• Loan term: up to 15 years without mortgage,     
• Loan amount: up to €50,000,     
• overdraft,     
• Comfort Card credit card,     
• Electronic services: e-click and m-click,     
• NLB PAY service - Free.

Be residents of the Republic of Kosovo;     

To be a salary earner from the Budget of Kosovo;     

Accept the salary through NLB Banka;     

If you are a customer of another Bank, the Bank will process the request on the condition that the next salary goes to NLB (If you have a loan in the other Bank, the Bank allows you to prepay the loan through a new loan in NLB Banka) 

• ID Cards of the borrower and co-borrower;     
• Employment contract for the borrower and co-borrower;    
• Pledge on the salary signed by the employer;     
• Other documents as needed. 

For more information, please go to the nearest branch, call the Contact Center at 038 240 230 100 or write an email to qendrakontaktuese@nlb-kos.com.